How To Buy Travel Insurance Online?

Travel insurance is a distinctive product designed to safeguard you when you travel. It also provides medical insurance for travel and is available in the form of domestic and international travel insurance.

What is Travel Insurance?

Travel insurance offers payouts for a number of issues while travelling. It may be an efficient way to cover any vacation if you compare possibilities before choosing one. Online travel insurance is easy to buy and may be customised for different trips. Coverages, add-ons, and insurance durations vary by business, pleasure, or education. *

Why buy online travel insurance?

In this age of digital technology, purchasing both domestic, as well as overseas travel insurance policies online come with a number of advantages. Here are a few justifications for getting travel insurance online:

• No-Cash Treatment Center: Being hospitalised in a network hospital can enable you to use cashless medical services all over the world if your trip can be covered by travel insurance.*

• Online Plan Comparison Is Simpler: When you get travel insurance online, evaluating the different insurers’ travel insurance policies in one location while staying within your budget can be simple.

• Meets the necessary requirement: Many countries now require valid travel insurance before issuing visas. Hence, if you want to visit any of these countries, you can look for a suitable insurance package with sufficient coverage and apply for a visa.*

• Very little documentation: To buy the finest travel insurance for your next trip, fill out forms online on insurance company websites and enjoy a hassle-free experience.

• Contactless Purchasing: Nowadays, you can acquire travel insurance online without meeting someone in person, where social isolation is normal.*

• Insurance agents may not be necessary: Comparing travel insurance policies online while staying within your budget is easy.

• Immediate Policy Acquisition: Overseas travel insurance may be provided quickly, saving you time. You don’t have to visit an agent or insurer either.*

How should a travel insurance policy be selected? Although travel insurance can be confusing to navigate at first, we will simplify it for you through the next part. 

Online Travel Insurance: When Should it be purchased?

The best time to buy foreign travel insurance may be after booking your flights and hotels. Most travel advisory and insurance providers recommend buying travel insurance within 15 days after buying airline tickets and other non-refundable charges. 

Make sure to give it careful consideration and analyse your options before purchasing travel insurance online:

• Journey’s Destination: Travelling domestically or internationally, to the US, Japan, or elsewhere, will affect your holiday expense. Many countries require travel health insurance before issuing visas, so your coverage and restrictions will differ.

• Journey Frequency: Multi-trip insurance will save you money and time if you travel often. If not, get a single-trip insurance policy for the complete trip.##

• Count of Passengers: Personal and family travel insurance are available. Insurers should be informed of all travellers.

• Trip Length: Your stay will determine your travel insurance policy. Customers usually buy online travel insurance with a period just a bit longer than their trip duration to cover any unexpected changes without extra fees.

• Claim Methodology: When buying travel insurance online, research the insurer, their claim-settlement rate, and any perks-related claim restrictions. Travel insurance has a claim limit.

To choose online travel insurance, consider these factors:

• Destination: To get the best travel insurance, remember your trip’s aim.
• Insurer Reputation: Travel insurance providers must be verified.
• Minimum Insurance: Several countries demand travel insurance for visas.
• Total Insurance: Travel insurance premiums rise with covered amounts.
• Medical Issues Excluded: When buying travel insurance, research the medical issues not covered.
• Easy Claim Process: Choose an internet insurance provider with a simple, fast claim process.

Travel insurance benefits travellers, providing security and allowing for hassle-free travel.*

*Standard T&C Apply.

##All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply 

‘Insurance is the subject matter of solicitation.’ For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘